WealthPath
Active planAda’s 2026 plan
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Educational planning only. Not licensed financial, investment, tax, legal, pension, insurance or accounting advice.

Today · Your financial command centre
Demo workspaceAO

Good morning, Ada

Your money has a pulse.

Here’s what changed, what needs attention, and the one move that matters most.

Sample data

NET MONTHLY CASH FLOW

₦360,000

+₦35k vs June

SAVINGS RATE

24.0%

Target: 20%

EMERGENCY COVERAGE

3.8 months

2.2 months to target

DEBT-TO-INCOME

15.4%

Healthy range

Cash-flow rhythm

Income and spending · last 6 months

Improved
FebMarAprMayJunJul

Health score

72/100

Fair · up 4 points

Your cash flow is strong. Emergency coverage and the university goal are holding back your score.

See the calculation

Goals that need you

View all
Home depositOn track
41%
Maya’s universityAt risk
17%
December travelOn track
79%

Best next action

Add ₦80k to the university goal.

That moves it back within 10% of the monthly amount needed.

SAFE TO INVEST THIS MONTH

₦126,000

After essentials, debt, goal obligations and a 30% surplus buffer.

CURRENCY RISK SNAPSHOT

Moderate

A 20% naira fall adds roughly ₦1.8m to your foreign-currency goal.